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Mid-term stays3 min read

Mid-term rentals in Milan: when they make sense

When do mid-term rentals in Milan make sense? Compare availability, contracts, annual rent and management costs with clear, illustrative examples.

Sage green living room with a desk and suitcase, ready for a mid-term stay.
Editorial image created for Demora.

A home may be available for a few months without being suited to short visits or a commitment lasting several years. For an owner, a mid-term rental can be worth considering when the property’s availability matches a tenant’s temporary needs. Its value depends on actual receipts and the work required to achieve them.

What does a mid-term rental mean?

“Mid-term” is a commercial expression: it does not identify a contract type on its own. The legal form must suit the actual circumstances. For temporary residential rentals governed by the decree of 16 January 2017, the maximum duration is 18 months and there must be a genuine temporary need on the owner’s or tenant’s part. For periods exceeding 30 days, the reason must be documented as required by the applicable rules.

In Milan, the local agreement, rent-setting criteria and appropriate contract form must be considered. Calling an ordinary contract “temporary” or choosing a short expiry date is not enough. See the decree on temporary contracts and the City of Milan’s information on agreed rents.

When it can suit the home

Consider a furnished apartment with a workspace, a complete kitchen and practical living spaces. It may appeal to someone arriving for a temporary assignment, education or another need compatible with the contract. The area, connections and layout matter more than a list of expensive accessories.

For the owner, the date when the home will be needed again also matters. Start with a realistic availability period and financial goal before preparing listings and viewings. The property’s return and any termination conditions should be addressed in the contract; an expiry date is not an absolute safeguard against every unexpected event.

Compare annual receipts, alongside monthly rent

A higher rent may be offset by more vacant months or higher costs at each tenant change. Compare strategies over the same period and separate rent, reimbursed expenses and costs borne by the owner.

Educational example, unrelated to average rents in Milan:

€1,500 × 11 months = €16,500 in annual rent.

€1,800 × 9 months = €16,200 in annual rent.

A higher monthly rent does not automatically generate higher annual receipts. Costs and taxes still need to be deducted from both figures.

Put the costs in the same forecast

Include management, maintenance, any included utilities, unrecovered consumption, insurance and building charges that remain the owner’s responsibility. Add move-in and move-out costs: checks, cleaning, inventory and minor repairs. More changeovers also mean more operational work.

A security deposit is not revenue. Expense reimbursement is not the same as a margin. A mortgage payment should be analysed by separating its cash-flow effect from its financing-cost component. For more on this approach, read our guide to gross and net rental returns.

Where to start the assessment

Before deciding, gather three things: the home’s characteristics, the period you want to let it for and a complete management quote. Build at least one cautious scenario with fewer occupied months and higher maintenance costs. If the strategy remains sustainable, you have a more useful comparison than a promised return.

With Demora, you can start from your property’s possibilities and explore mid-term rental management in Milan.

Legal references consulted on 22 October 2026: the decree of 16 January 2017 and City of Milan information linked above. Figures are illustrative calculations, not market quotations, offers or guaranteed returns.

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